SimpleAML
Structurally different from every other product in this directory: a compliance register, not a platform. It records what happened, when, who reviewed it and what was decided. It performs no verification, stores no documents, and runs entirely in the user's browser. Free during beta, and the vendor is unusually forthcoming about the constraints: every limitation listed above is self-d
Checked 8 October 2026
Where it is stronger
Capabilities verified here that fewer than half of comparable offerings are verified on. Worked out from the data, not written by hand.
- Ongoing monitoring triggered by designated service and risk1 of 16 others
- Risk assessed per designated service2 of 16 others
- Tipping-off controls (s123)3 of 16 others
- Versioned AML program and CDD records4 of 16 others
Where it is weaker
Recorded with the same care as the capabilities, and not softened.
- Partly meets the Tranche 2 measure: Program obligations calendar.Vendor states it gives dashboard alerts for the annual firm risk assessment review and the program review date, plus client review, training renewal and staff declaration due dates. No tracking found for AMLCO reports to the governing body or effectiveness checks. The independent evaluation schedule appears only as a compliance report section, with no alert described.
- Partly meets the Tranche 2 measure: Escalation to AMLCO or manager with outcome recorded.Vendor states the SMR and incident register records the AMLCO's review date and outcome. The app is single-user and browser-local, and no routing or notification to the AMLCO is described.
- Records are stored locally in the browser. No cloud, no server-side persistence, no multi-user sync.
- Accepts no file uploads of any kind. No document storage, no attachments.
- Cannot be reliably used on phones or tablets.
- Vendor warns that Safari deletes site data after 7 days of inactivity and recommends Chrome.
- Performs no verification or screening itself. Refers users to NameScan and records only the provider, date, result and reference ID.
- Users must submit SMRs to AUSTRAC manually.
Statement of capabilities
Every tracked requirement for AML/CTF & Financial Crime, shown whether or not we could establish it.
- Verified
- Partial
- No
- Not established
1Program & Governance
2 of 5
- 1.1AML/CTF program creationPartial
- 1.2AML risk assessmentVerified
- 1.3Program maintenance and reviewNot established
- 1.4Independent evaluation support (s84)Not established
- 1.5Staff trainingVerified
2CDD & Entity Work
0 of 5
- 2.1Customer due diligencePartial
- 2.2Know-your-business (entity checks)No
- 2.3Beneficial ownership and controlNot established
- 2.4Enhanced due diligenceNot established
- 2.5Reliance arrangementsNot established
3Identity Verification
0 of 3
- 3.1Electronic identity verificationNo
- 3.2Biometric liveness and face matchNot established
- 3.3Document Verification Service (DVS) accessNot established
4Screening & Monitoring
0 of 4
- 4.1PEP and sanctions screeningNo
- 4.2Adverse media screeningNot established
- 4.3Ongoing customer monitoringNot established
- 4.4Automated transaction monitoring (bank-style rules)Not established
5Tranche 2 Operations
3 of 7
- 5.1Risk assessed per designated serviceVerified
Vendor states the firm risk assessment has guided sections for designated services and service risk, and auto-calculates a service risk rating.
- 5.2Ongoing monitoring triggered by designated service and riskVerified
Vendor states that adding a new designated service to an existing client runs a risk impact assessment and flags any change to the client's risk rating. Client review frequency is set by risk rating.
- 5.3Program obligations calendarPartial
Vendor states it gives dashboard alerts for the annual firm risk assessment review and the program review date, plus client review, training renewal and staff declaration due dates. No tracking found for AMLCO reports to the governing body or effectiveness checks. The independent evaluation schedule appears only as a compliance report section, with no alert described.
- 5.4Versioned AML program and CDD recordsVerified
Vendor states the AML/CTF program record keeps a version history, and every edit to a client CDD record keeps the previous version.
- 5.5Escalation to AMLCO or manager with outcome recordedPartial
Vendor states the SMR and incident register records the AMLCO's review date and outcome. The app is single-user and browser-local, and no routing or notification to the AMLCO is described.
- 5.6Expired document alertsNot established
- 5.7Reliance CDD requests sent and receivedNot established
6Reporting & Control
1 of 4
- 6.1Suspicious matter report workflowPartial
- 6.2AUSTRAC SMR XML exportNo
- 6.3Tipping-off controls (s123)Verified
- 6.4Threshold transaction reportingNot established
7Evidence & Extensibility
0 of 3
- 7.1Evidence pack exportNo
- 7.2Immutable audit logNo
- 7.3API accessNot established
- 7.4Where customer data is storedNot established
- 7.5Where customer data is processedNot established
Integrations
None named on the provider's own site. If integrations matter to you, confirm directly before buying.
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AML/CTF software and services support compliance with the AML/CTF Act and Rules. Nothing on this page is legal advice, and no provider is certified, endorsed or approved by AUSTRAC unless independently evidenced.