ComplyReady
Notable as the only subscription vendor researched with no per-check fees listed; verification appears bundled into the subscription rather than metered. That inverts the economics against most of this category at higher verification volumes and is worth confirming directly with the vendor. "ComplyReady" is a product brand of Sandlabs Pty Ltd and is not itself a registered business na
Checked 8 October 2026Data residency: mixed
Where it is stronger
Capabilities verified here that fewer than half of comparable offerings are verified on. Worked out from the data, not written by hand.
- API access1 of 16 others
- Threshold transaction reporting5 of 16 others
- Suspicious matter report workflow7 of 16 others
Where it is weaker
Recorded with the same care as the capabilities, and not softened.
- Partly meets the Tranche 2 measure: Risk assessed per designated service.Vendor states its risk assessment is an ML/TF risk matrix covering customer types, services, geographies and delivery channels; a rating per designated service is not described.
- Partly meets the Tranche 2 measure: Program obligations calendar.Vendor states the risk assessment has annual review reminders, training has annual renewal reminders, enrolment has renewal reminders, and the dashboard has a compliance calendar with task ownership; program review, governing-body reporting and independent evaluation dates are not described.
- Partly meets the Tranche 2 measure: Versioned AML program and CDD records.Vendor states the program can be updated and version-controlled; versioning of CDD records is not described.
- Partly meets the Tranche 2 measure: Escalation to AMLCO or manager with outcome recorded.Vendor lists internal flagging and escalation in the SMR register; routing to the compliance officer and notification of the outcome are not described.
- No free trial; paid subscription begins immediately.
- Starter is capped at 50 CDD records.
Statement of capabilities
Every tracked requirement for AML/CTF & Financial Crime, shown whether or not we could establish it.
- Verified
- Partial
- No
- Not established
1Program & Governance
3 of 5
- 1.1AML/CTF program creationVerified
- 1.2AML risk assessmentVerified
- 1.3Program maintenance and reviewNot established
- 1.4Independent evaluation support (s84)Not established
- 1.5Staff trainingVerified
2CDD & Entity Work
2 of 5
- 2.1Customer due diligenceVerified
- 2.2Know-your-business (entity checks)Verified
Stated as "CDD records with ABN auto-lookup". Entity lookup only — no beneficial ownership tracing is described.
- 2.3Beneficial ownership and controlNot established
- 2.4Enhanced due diligenceNot established
- 2.5Reliance arrangementsNot established
3Identity Verification
1 of 3
- 3.1Electronic identity verificationVerified
- 3.2Biometric liveness and face matchNot established
- 3.3Document Verification Service (DVS) accessNot established
4Screening & Monitoring
1 of 4
- 4.1PEP and sanctions screeningNot established
- 4.2Adverse media screeningNot established
- 4.3Ongoing customer monitoringVerified
- 4.4Automated transaction monitoring (bank-style rules)Partial
Vendor describes auto-flagging, automatic TTR creation for cash over $10,000 and case management; pattern-based monitoring rules are not described.
5Tranche 2 Operations
0 of 7
- 5.1Risk assessed per designated servicePartial
Vendor states its risk assessment is an ML/TF risk matrix covering customer types, services, geographies and delivery channels; a rating per designated service is not described.
- 5.2Ongoing monitoring triggered by designated service and riskNot established
- 5.3Program obligations calendarPartial
Vendor states the risk assessment has annual review reminders, training has annual renewal reminders, enrolment has renewal reminders, and the dashboard has a compliance calendar with task ownership; program review, governing-body reporting and independent evaluation dates are not described.
- 5.4Versioned AML program and CDD recordsPartial
Vendor states the program can be updated and version-controlled; versioning of CDD records is not described.
- 5.5Escalation to AMLCO or manager with outcome recordedPartial
Vendor lists internal flagging and escalation in the SMR register; routing to the compliance officer and notification of the outcome are not described.
- 5.6Expired document alertsNot established
- 5.7Reliance CDD requests sent and receivedNot established
6Reporting & Control
2 of 4
- 6.1Suspicious matter report workflowVerified
- 6.2AUSTRAC SMR XML exportNot established
- 6.3Tipping-off controls (s123)Not established
- 6.4Threshold transaction reportingVerified
7Evidence & Extensibility
1 of 3
- 7.1Evidence pack exportNot established
- 7.2Immutable audit logNot established
- 7.3API accessVerified
Named on the Enterprise tier only ("API access & integrations"), not on Starter or Professional.
- 7.4Where customer data is storedAustralia and overseas
- 7.5Where customer data is processedAustralia and overseas
Integrations
None named on the provider's own site. If integrations matter to you, confirm directly before buying.
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AML/CTF software and services support compliance with the AML/CTF Act and Rules. Nothing on this page is legal advice, and no provider is certified, endorsed or approved by AUSTRAC unless independently evidenced.