ClearAML
Australian AML/CTF platform with the lowest published entry price in the subscription segment and the most granular per-check pricing observed. Operated by Brive Pty Ltd, registered September 2024. One of only two vendors researched that offers a free trial. Capability coverage beyond the fields above was not established and is left absent rather than inferred.
Checked 8 October 2026Data residency: australia
Where it is stronger
Capabilities verified here that fewer than half of comparable offerings are verified on. Worked out from the data, not written by hand.
- Independent evaluation support (s84)2 of 16 others
- AUSTRAC SMR XML export3 of 16 others
- Document Verification Service (DVS) access4 of 16 others
- Versioned AML program and CDD records4 of 16 others
- Threshold transaction reporting5 of 16 others
- Suspicious matter report workflow7 of 16 others
- Evidence pack export7 of 16 others
Where it is weaker
Recorded with the same care as the capabilities, and not softened.
- Partly meets the Tranche 2 measure: Risk assessed per designated service.Vendor states every client is scored on four dimensions, one of which is the risk of the designated service being provided; the product docs describe profession-specific questionnaires per service line, and no separate risk rating per designated service is described.
- Partly meets the Tranche 2 measure: Ongoing monitoring triggered by designated service and risk.Product docs set client review cycles by risk rating (Low 36, Medium 24, High 12 months) and marketing claims automatic re-assessment triggers on material changes; a re-review triggered by a new designated service is not described.
- Partly meets the Tranche 2 measure: Program obligations calendar.Product docs track the AML/CTF program review date (auto-added on publish, emailed 30 days before and when overdue), let officers add custom calendar events, remind about the 14-day AUSTRAC compliance-officer notification and include an Annual Compliance Report assistant; risk assessment review, governing-body reporting and independent evaluation dates are not tracked automatically.
- Partly meets the Tranche 2 measure: Escalation to AMLCO or manager with outcome recorded.Product docs offer an Escalate decision on screening matches and automatic EDD escalation for high-risk assessments, but do not describe how an escalation is routed to the compliance officer or how its outcome is notified back.
- Partly meets the Tranche 2 measure: Expired document alerts.Vendor homepage states the dashboard shows document expiry dates; no alert for expired documents or active engagements is described in the docs.
- Partly meets the Tranche 2 measure: Reliance CDD requests sent and received.Vendor changelog describes Inter-Firm Connections that send a complete client compliance record to a connected firm; the vendor does not describe this as a reliance arrangement, and no inbound request workflow is described.
- Verification charged per check on all tiers; only Professional and above include a monthly credit.
Statement of capabilities
Every tracked requirement for AML/CTF & Financial Crime, shown whether or not we could establish it.
- Verified
- Partial
- No
- Not established
1Program & Governance
3 of 5
- 1.1AML/CTF program creationNot established
- 1.2AML risk assessmentVerified
- 1.3Program maintenance and reviewNot established
- 1.4Independent evaluation support (s84)Verified
Stated as audit exports "ready for routine reviews, independent evaluations, or unannounced inspections" — support for an evaluation, not the evaluation itself.
- 1.5Staff trainingVerified
2CDD & Entity Work
3 of 5
- 2.1Customer due diligenceVerified
- 2.2Know-your-business (entity checks)Verified
- 2.3Beneficial ownership and controlVerified
- 2.4Enhanced due diligenceNot established
- 2.5Reliance arrangementsNot established
3Identity Verification
3 of 3
- 3.1Electronic identity verificationVerified
- 3.2Biometric liveness and face matchVerified
- 3.3Document Verification Service (DVS) accessVerified
Marketing states identity verification runs through the DVS; the terms of service describe it as reached "via an authorised gateway", meaning access is through a provider rather than direct.
4Screening & Monitoring
2 of 4
- 4.1PEP and sanctions screeningVerified
- 4.2Adverse media screeningNot established
- 4.3Ongoing customer monitoringVerified
- 4.4Automated transaction monitoring (bank-style rules)Partial
Product docs describe transactions logged manually (or per client) and auto-flagged against two configurable thresholds (cash default $10,000, any transaction default $50,000); pattern-based rules are not described.
5Tranche 2 Operations
1 of 7
- 5.1Risk assessed per designated servicePartial
Vendor states every client is scored on four dimensions, one of which is the risk of the designated service being provided; the product docs describe profession-specific questionnaires per service line, and no separate risk rating per designated service is described.
- 5.2Ongoing monitoring triggered by designated service and riskPartial
Product docs set client review cycles by risk rating (Low 36, Medium 24, High 12 months) and marketing claims automatic re-assessment triggers on material changes; a re-review triggered by a new designated service is not described.
- 5.3Program obligations calendarPartial
Product docs track the AML/CTF program review date (auto-added on publish, emailed 30 days before and when overdue), let officers add custom calendar events, remind about the 14-day AUSTRAC compliance-officer notification and include an Annual Compliance Report assistant; risk assessment review, governing-body reporting and independent evaluation dates are not tracked automatically.
- 5.4Versioned AML program and CDD recordsVerified
Product docs state every published program version is kept (superseded versions move to a Decommissioned tab, retained 7 years), and each client's risk assessments are kept as a dated history with past assessments preserving the questions they were scored with.
- 5.5Escalation to AMLCO or manager with outcome recordedPartial
Product docs offer an Escalate decision on screening matches and automatic EDD escalation for high-risk assessments, but do not describe how an escalation is routed to the compliance officer or how its outcome is notified back.
- 5.6Expired document alertsPartial
Vendor homepage states the dashboard shows document expiry dates; no alert for expired documents or active engagements is described in the docs.
- 5.7Reliance CDD requests sent and receivedPartial
Vendor changelog describes Inter-Firm Connections that send a complete client compliance record to a connected firm; the vendor does not describe this as a reliance arrangement, and no inbound request workflow is described.
6Reporting & Control
3 of 4
- 6.1Suspicious matter report workflowVerified
- 6.2AUSTRAC SMR XML exportVerified
Product docs state SMR, TTR, IFTI and CBM reports are exported as a batch XML ZIP for upload through AUSTRAC Online (requires the AUSTRAC Enrolment ID); no schema version is stated.
- 6.3Tipping-off controls (s123)Not established
- 6.4Threshold transaction reportingVerified
7Evidence & Extensibility
1 of 3
- 7.1Evidence pack exportVerified
- 7.2Immutable audit logNot established
- 7.3API accessNot established
- 7.4Where customer data is storedAustralia
- 7.5Where customer data is processedAustralia and overseas
Integrations
None named on the provider's own site. If integrations matter to you, confirm directly before buying.
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AML/CTF software and services support compliance with the AML/CTF Act and Rules. Nothing on this page is legal advice, and no provider is certified, endorsed or approved by AUSTRAC unless independently evidenced.